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4 Reasons I Switched to A Fixed Rate Mortgage

Mortgages can be a tough river to cross as there are many factors to consider. Many of us understandably want the lowest rates possible when getting a mortgage. And if you don't know already, the interest rate for a 4-year term mortgage was…
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How to Turn Cash Back Incentive into Tax-Free Money

Did you all have a great long weekend? Canada Day long weekend is always special in our family. My wedding anniversary is on this weekend, while my son’s birthday is also close enough that we all get to celebrate everything all at…
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How to Win Like Toronto Raptors

Raptors won the NBA World Championship in 2019.  I can finally sleep well and go back to my normal routine. Watching the NBA with bated breath is something all the fans do, I think the people who placed a bet on FanDuel would have been gripping…
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4 Shocking Tax Mistakes Killing Your Real Estate Investments

Rich Dad Poor Dad is the legendary book that got both Erwin and me started in the journey of real estate investing. So, when my mother-in-law attended a Rich Dad Poor Dad workshop in Hong Kong recently, I was surprised.  In the…
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How to Write Off 100% of Your Car and Save $22,826 of Tax Immediately

Raptors won! It was a nice surprise to hear “let’s go Raptors” when they’re playing in Oakland, Golden State Warriors’ home court. It gave me chills when I saw online that there were a dozen of Raptors fan gather in Golden…
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Why Cheat on Tax When You Can Get the Money Back Legitimately

It was such an exciting experience to finally speak on Realtor Quest’s stage on Thursday.  I wouldn’t say that I was sharing a stage with Gary Vaynerchuk, but hey, my picture is on the same page as his on the promotional material! Of…
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Why Robert Kiyosaki said Everyone Needs to Know Accounting to Achieve Financial Freedom

Raptors won last night at Game 5 and I'm in a great mood today. When everyone expected them to lose, they came out with a win in an away game at Milwaukee. It's almost as if we broke the curse. They didn't start off the series right.…
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End Game: 5 lessons learned from this tax season

I did somehow to squeeze a night out to watch the End Game. I was caught off guard by the ending. Like everyone else, my small logical mind was trying to make sense of the storyline.  Oh well, I am not going to give any spoiler here.…
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7 Best Back-Office Practices A Real Estate Investor Should Adopt – Part 2

It's Ontario's budget date. When the Federal budget was released, the message from the Fed was to spend, spend and spend. Ontario, however, has a pre-budget message to cut, cut and cut. Cutting taxes and cutting funding for schools…
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7 Best Back-Office Practices A Real Estate Investor Should Adopt – Part 1 

I saw this post a while ago on my FB feed.  A friend of mine wanted to "stop" Doug Ford to cut OSAP.  It's old news now, cutting teachers is the new news.  ? Most of us only read the news from its title/headline.  If…